Insurance Services
Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured.
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The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insurer will compensate the insured.
Types of Insurance and their Benefits
Different types of insurance have different benefits. We have given below some important Insurance Types and their Advantages.
- Life Insurance
- Personal Accident Insurance
- Medical and Health Insurance
- Vehicle Insurance
- Home Insurance
Life Insurance
Death can be expensive — from settling an estate to planning a funeral, the associated costs can really set you back — but a life insurance policy will ease the financial burden placed on a surviving spouse and dependents (i.e. children). In the event of death, a life insurance policy pays a beneficiary an agreed-upon amount of money to cover the expenses left by the deceased. A beneficiary is the person or entity named in a policy who receives benefits, such as a spouse.
Personal Accident Insurance
Policy provides complete financial protection to the insured members against uncertainties such as accidental death, accidental bodily injuries, and partial/total disabilities, permanent as well as temporary disabilities resulting from an accident.
Medical and Health Insurance
A health insurance policy extends coverage against medical expenses incurred owing to accidents, illness or injury. An individual can avail such a policy against monthly or annual premium payments, for a specified tenure.
Vehicle Insurance
Home Insurance
Homeowners insurance is a form of property insurance that covers losses and damages to an individual’s house and to assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property. Home insurance, also commonly called hazard insurance or homeowner’s insurance, is a type of property insurance that covers a private residence.
Travel Insurance
Insurance Services
- Car Insurance (1st & 3rd Party)
- Two-Wheeler Insurance (1st & 3rd Party)
- Health Insurance
- Term Insurance
- Travel Insurance
- Critical Insurance
- Child Insurance
- Investment
- Pension